BharatPe is a prominent Indian fintech company established in 2018 with a mission to build a holistic financial platform for merchants and small businesses. It aims to empower India's micro, small, and medium enterprises (MSMEs) by providing a suite of financial products. The company's primary offerings include an interoperable UPI QR code for accepting digital payments with zero transaction fees and BharatSwipe, a card acceptance terminal. Beyond payment solutions, BharatPe addresses the credit gap faced by small businesses by offering unsecured, short-term business loans. The company has also expanded into consumer fintech with products like Postpe, a Buy Now Pay Later (BNPL) service. BharatPe has a significant presence, with a network of over 10 million merchants across more than 400 cities in India.